Home & Properties

We understand that high value homes need specialist advice when it comes to insurance.

Vanderbilt Home & Properties

We take a holistic view of your life and your assets to decide on the most appropriate policy for you, and what parts of your estate should be covered with your home.

We don't believe in just checking in with you at renewal time. Our team will be on hand all year round to make sure your policies are exactly what you need as the market changes.

The benefits of having a High-Net-Worth household insurance policy

Buildings Cover

Cover against the cost of having to rebuild your home in the event of a fire, flood, accidental damage or storm.

Guaranteed Rebuilding Cost

The policy pays the full cost of replacing the home even if this amount exceeds the policy limits.

Home Appraisal Service

Free of charge for peace of mind - A professional surveyor will assess your home and possessions, both in terms of potential re-build costs and content value.

Accidental damage provided as standard

Possessions are replaced on a ‘new for old’ basis with no reductions in value for wear and tear.

Specified items

No need to list jewellery and watches under £10,000 in value, or fine art pieces under £50,000 in value.

Extended replacement cover

This is an expansion of your current dwelling coverage limit and helps to cover extra costs associated with rebuilding a property that are outside of your control.

Unlimited trace and access

Trace and access cover covers the cost of finding the source of a water leak, for example, by calling out a plumber.

Family annual travel cover

To include winter sports.

Fast, superior claims handling

The High-Net-Worth home insurers on our panel have won awards for their claims service.

Registered in England & Wales No 14419304. Registered Office: 29 Farm Street, London, W1J 5RL. Vanderbilt Insurance Services Limited is an Appointed Representative of Momentum Broker Solutions Limited, which is authorised and regulated by the Financial Conduct Authority.